Fleet car insurance is a type of automobile insurance that covers vehicles used for transportation by businesses, governments, or other organizations. Fleet car insurance policies typically provide coverage for damage to the vehicle and/or the occupants, regardless of who is at fault. Some policies also include liability protection for drivers and passengers. For more information about fleet car insurance, you can explore this link.
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To be eligible for fleet car insurance, your vehicle must be registered as a business vehicle or used in official government business. You may also be eligible if you use your vehicle to transport employees or customers in a manner consistent with your commercial classification.
Policies vary in terms of coverage and premiums, but most offer at least basic protection for damages to the vehicle and/or its occupants. In some cases, fleet car insurance may also cover losses due to personal injury or property damage caused while your vehicle is in use.
If you're using your own car to transport company employees or customers, make sure to compare quotes carefully to find the policy that's right for you. There are many factors to consider, including collision coverage, liability coverage, and excess amounts. It's also important to check whether your policy covers cars operated as part of a corporate shuttle service. If so, make sure the service meets specific criteria set forth by your insurer.
